Howard L. Graff has had a several-decades long distinguished career in commercial finance and insurance. His expertise sought after, Howard has lectured across Europe, Asia, North and South America. Published by numerous chambers of commerce worldwide, he has written scores of articles concerning cash flow.
Howard's involvement facilitating international fraternal relations and helping cultivate the growth of youth organizations, such as DeMolay International, has earned him international recognition. He has been honored internationally for creating and raising significant amounts of money for charities that benefit both youth and senior citizens, and for his work in the ecumenical movement. An individual dedicated to family, he is married with two grown children and a granddaughter. As he proudly points out, Howard is a long-time resident of a Chicago suburb, Skokie, Illinois, USA. where he has served as a Village Commissioner.